What is the purpose of including deductible and coinsurance


1. Why do most group disability insurance plans limit income replacement to no more than 70 percent of salary, even if employees are willing to pay more to get 100 percent coverage?

2. What is the purpose of including deductible and coinsurance provisions in group medical insurance policies?

3. Calculate the slack for each activity and determine the critical path. How long will the project take?

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