What is the most reliable way to pay off debt, Accounting Basics

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What is the most reliable way to pay off debt

Problem

1. What's the most reliable way to pay off debt?
2. How can you improve your credit rating?
3. How much amount should be kept in emergency fund? Give example by assuming figures on income, cost and emergency fund.
4. Suggest your plan to manage expenses if you loose your job.

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Accounting Basics: What is the most reliable way to pay off debt

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