A apple orchard is worth 150,560 dollars. It is expected to produce equal monthly cash flows of 15,203 dollars for 9 months with the first monthly cash flow expected in 1 month. The apple orchard is also expected to make an extra cash flow of 18,903 dollars in 9 months. What is the monthly cost of capital for the apple orchard? Answer as a rate in decimal format so that 12.34% would be entered as .1234 and 0.98% would be entered as .0098.