What is the lower bound of the 95 confidence interval for, Financial Management

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What is the lower bound of the 95 confidence interval for

You collect a small sample of 20 fund returns, which turns out to have a sample mean of 11 % and a sample standard deviation of 10 %. Assuming fund returns are normally distributed, what is the lower bound of the 95% confidence interval for fund returns? Enter answer in percents, accurate to two decimal places.

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