What is the importance for an individual of understanding, Finance Basics

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What is the importance for an individual of understanding

1. What is the importance for an individual of understanding time value of money concepts? For a corporate manager? Under what circumstance would the time value of money be irrelevant?

2. From a time value of money perspective, explain why the maximization of shareholder wealth and the maximization of profits may not offer the same result or course of action.

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