Eisenstein stock has a current spot price of $95. One year from now, the expected dividend to be received is $2.10. The risk-free interest rate is 6% per year compounded annually. Calculate the one-year futures price. The real rate of interest on TIPS is 4.5% per year and the expected rate of inflation in the U.S. is 5% per year. What is the expected nominal rate of return on these bonds?