1. Explain the difference between bank credit risk and bank capital risk?
2. What is the difference between lending to individual borrowers via a residential home mortgage compared to other types of consumer lending?
3.
I. Graph on two separate lines for 2007 to 2014
(1) the residential loans as a percentage of total loans and
(2) impaired loans (NPLs)/gross loans.
Please include the 4 major Australian banks and Barclays Bank* in the UK.
II. Explain the reasons for any change in the importance of residential loans
III. Interpret these banks' credit quality over 2006-2014
4. Explain the impact you would expect from Australia's introduction of comprehensive credit reporting (CCR).
Referencing requirements:
Work submitted for assessment must be consistent with the guidelines set down in the faculty of business and economics Q Manual.
Marks will be deducted where in-text citations and/or the reference list is not consistent with its recommendations.