What is lending authority and how is it granted, Business Management

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What is lending authority and how is it granted

Problem

i. In what ways may a bank reduce its risk on a loan made through indirect lending?

ii. Why may a loan to purchase a new auto through indirect lending not be the best loan alternative for a consumer?

iii. What are the four different types of open-end credit products? Describe each

iv. What is lending authority and how is it granted?

v. How does the loan policy help lenders judge an applicant's creditworthiness?

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Business Management: What is lending authority and how is it granted

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