Must post first. Discuss in a minimum of 150 words why at one time there was no health insurance and why it was socially sufficient for Fred or Frieda Farmer to simply barter with his/her doctor. How has this situation changed now? As commercial insurers entered the market, how did their method of pricing differ and what effects did this have? How has health insurance policy changed over the past 50 years? Respond to two other students with at least 75 words in each student reply. Write in complete sentences. Cite sources when appropriate. To complete this discussion, this table may help you gather your thoughts for consideration. Item Social (Public) Insurance Private Market Insurance Who is covered How much does each person pay? What's in the benefits package? How are limitations on pre-existing conditions regarded? HIPAA impact? What is it like for Doctors? What is it like for hospitals? What is it like for insurers? What is it like for patients? Impact on doctor-hospital relationship? Impact on doctor-patient relationship? Mission Accountability Access Vulnerability to losing said insurance Nature of regulation Who controls? Other? The “Other” row is your opportunity to add a standard or characteristic to the table Discussion Rubric.