1. What is an Accord and Satisfaction? Explain.
2. You're having a dispute with Ford Motor Credit. You're sure you made last month's $800 payment, but they claim they never received it. You decide to refinance your loan with a new lender, and pay off Ford but make your check $800 short, to account for the money you paid and that Ford can't find. To be safe, you write "PAYMENT IN FULL" on your payoff check. Ford refuses to release your car title because it claims you still owe $800. Who wins? Explain.