Anita bought a television set from Bertrum for her personal use. Bertrum, who was out of security agreement forms, showed Anita a form he had executed with Nathan, another consumer. Anita and Bertrum orally agreed to the terms of the form. Anita subsequently defaulted on payment, and Bertrum sought to repossess the television.
(a) Decision?
(b) Would the result differ if Bertrum had filed a financing statement?
(c) What if Anita subsequently sent Bertrum an e-mail that met all the requirements of an effective security agreement?