What does seller financing do to the interest rate which a, Financial Management

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What does seller financing do to the interest rate which a

1. What does Seller Financing do to the interest rate which a Buyer Pays? (does not require calculations, Just a general answer to the question please)

2. Master Card and other credit card issuers must by law print the Annual Percentage Rate (APR) on their monthly statements. If the APR is stated to be 24.50%, with interest paid monthly, what is the card's EFF%?

3. In what circumstances does Renting make more sense than owning?

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