What does assignment mean and why would a lender want to, Finance Basics

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What does assignment mean and why would a lender want to

1. What does "assignment" mean and why would a lender want to assign a mortgage loan?

2. What is meant by a "purchase-money" mortgage loan? When could a loan not be a purchasemoney mortgage loan?

3. What does default mean? Does it occur only when borrowers fail to make scheduled loan payments?

4. When might a borrower want to have another party assume his liability under a mortgage loan?

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