What do you think is the most important factor, Microeconomics

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What do you think is the most important factor

Problem

Did the financial crisis mostly have to do with banks? Homebuyers? International economics? What do you think is the most important factor that explains it?

The response should include a reference list. Double-space, using Times New Roman 12 pnt font, one-inch margins, and APA style of writing and citations.

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