Problem 1: What did the Retirement Analyzer results show you about your retirement? Will you have enough monthly income to live comfortably in retirement? What steps can you take to save and invest in your future, while still paying bills and living now?
Problem 2: If you have a retirement account, how is the money invested? How did you choose where to invest your money, or how might you choose if you decide to start a retirement account in the future? How did you, or how might you, determine how much risk you were willing to accept? What would help you become more comfortable with investing risks?
Problem 3: If you do not currently have a retirement account, what type of investment plan(s) will you use for your retirement savings (e.g., stocks, bonds, ETFs, mutual funds, or other)? Why did you choose those options? What level of risk are you comfortable with? How does your investment plan address risk?