Please read about "Ant Financial" on the internet and answer the following questions:
1. What contributes to the success of Ant Financial (AF)? What institutional voids does AF fill? What are AF’s core capabilities?
2. What challenges does AF face with regulators in China? How should AF manage its relationship with regulators and traditional banks?
3. What are the challenges to address in AF’s globalization? How do you think about their current approach to addressing the challenges?
4. What are the challenges to address in AF’s rural strategies? What are the risks and limitations associated with their current approach to addressing the challenges?