After reading the information contained on the Web site www.moneycrashers.com/ five-steps-to-effective-budgeting/, answer the following questions:
a. What are three good sources of information that can be accessed to begin the budgeting process?
b. How important is it to write out your budget? What is a good software program you can use that provides a template should you wish to write out your budget?
c. Explain what is meant by "looking ahead budgeting."
d. Explain one effective method discussed on the Web site for organizing your budget.