Response to the following questions:
1. What type of transaction accounts do commercial banks issue? Which type of accounts have dominated transaction accounts of banks?
2. What are the three major segments of deposit funding? How are these segments changing over time? Why? What strategic impact do these changes have on the profitable operation of a bank?
3. How does the liability maturity structure of a bank's balance sheet compare with the maturity structure of the asset portfolio? What risks are created or intensified by these differences?