What are the major risk factors inherent with subprime


1. What are the major risk factors inherent with subprime loans and how did these loans contribute to the financial crisis? If you had to contribute responsibility for the financial crisis to one party who would it be?

2. What does Louis P. Pojman mean by "minimal" morality? Is "minimal" morality acceptable for you, personally and as a professional? Why, or why not?

3. What role does the SEC play in regulating, enforcing and adjudicating financial fraud in the market? Do you believe they are effective in achieving their goals?

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