1.Why are FIs among the most regulated sectors in the world? When is net regulatory burden positive?
2.What forms of protection and regulation do regulators of FIs impose to ensure their safety and soundness?
3.What events resulted in banks’ shift from the traditional banking model of “originate and hold” to a model of “originate and distribute?”
4.How did the boom in the housing market in the early and mid-2000s exacerbate FI’s transition away from their role as specialists in risk measurement and management?
5.What are the differences between community banks, regional banks, and money-center banks? Contrast the business activities, location, and markets of each of these bank groups.