What are the difference between save-lenders and, Financial Management

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What are the difference between save-lenders and

1. What are the difference between save-lenders and borrower-spenders, and who are the major representative of each group?

2. For the next 4 years, you decide to place $3,677 in equal year-end deposits into a savings account earning 5.19 percent per year. How much money will be in the account at the end of that time period?

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