1. What are the basic elements of health insurance? Define and discuss these elements. For example, what are risk and uncertainty and why are they important concepts in health insurance?
2. What are the benefits and drawbacks to having employers as the primary source of health insurance? Support your answer with facts from the text or other credible sources.
3. Since the uninsured and lower income population generally tend to be less healthy than those who are better off financially, an insurance plan for the less-healthy would not be a good business venture. What is the best way to provide health insurance to the poor and uninsured?