Question: WEB, Inc., had a corporate credit account with American Express. Cards were issued to four individuals, including a real estate broker who had a relationship with one of the company officers. When the relationship ended, the broker went on a spending spree for personal items and charged over $27,000 on the credit card. WEB claimed that under the Truth in Lending Act, it was not responsible for the broker's charges. Is the claim correct? (American Express v. WEB, Inc., 261 Ga. 480)