James Jenkins walks into a Big Box electronics store in search of a new HDTV. He finds exactly what he wants. The price is $2,000 and the HDTV has a $100 maintenance contract that ensures against component failures. He has $1,000 in cash, $3,500 in his checking account that pays 2 percent interest, a credit card with a 7 percent interest charge on unpaid balances, and a savings account paying 5 percent (all annual rates). Discuss which of the functions that the money and capital markets perform are important to Jim Jenkins as he considers various options for purchasing the HDTV.