1. A. using "Wage pass-through" to internalize insurance benefits mean
a. employers increasing employee wages instead of providing health insurance or health benefits
b. employers maintaining employee wage levels even after providing health insurance or health benefits
c. employers decreasing employee wages to account for providing health insurance or health benefits
d. system that requires employees to show their employee passes before they are allowed to receive their paychecks
e. none of the above
1B. IF an employee has "firm specific" talents and abilities this means that
a. this person will be more productive in another industry different from the current employment.
b. this person is more productive in the current employment than in another industry different from the current employment.
c. this person will be as productive in the current employment as well as in another industry different from the current employment.
d. none of the above
1C. indemnity insurance provided incentive for
a. moral hazard
b. lower medical expenditures
c. physician induced demand
d. a and c