Using PNC as a typical large depository institution, which balance sheet accounts would be affected by the following transactions? Indicate at least two accounts with each transaction.
a. Arturo Rojas opens a money market deposit account with $ 5,000. The funds are lent in the overnight market for one week.
b. Just as a real estate developer pays off a strip shopping mall loan, a new resident optometrist takes out a mortgage on a home.
c. The bank hires an investment banker to sell shares of stock to the public. It plans to use the proceeds to finance additional commercial loans.