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This means you get 4 today ans repay 5 when you get your

Friendly Quicken Loan, Inc., offers you "Five for four, or I knock on your door." This means you get $4 today ans repay $5 when you get your paycheck in one week (or else). What's the effective annual return Friendly;s earns on this lending business? If you were brave enough to ask, what APR would Friendly's say you were paying?

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