There are two ways to pay a property tax bill we also have, Financial Management

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There are two ways to pay a property tax bill we also have

There are two ways to pay a property tax bill:

1. We can pay the full amount of $3,248.29 on 11/15/17

2. We can pay in three payments of $1116.25 on 11/15/17, 2/15/18, and 5/15/18

We also have $10,000 in a bank account with an APR of 6% compounded monthly.

Should we go with option one or two? What is the APR on the loan? (with monthly compounding)

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