1. The trend in regulation has been to give depository institutions broader loan and deposit authority. Is this a good idea? Has it caused problems or increased the efficiency of depository institutions and the economy? Support your conclusion.
2. You’re trying to choose between two different investments, both of which have up-front costs of $94,000. Investment G returns $159,000 in 7 years. Investment H returns $279,000 in 14 years. Calculate the rate of return for each of these investments.