You just won the Canadian lottery and won 240 million Canadian dollars. The current foreign exchange rate is 1 CAN dollar = 1 US dollar. You will get paid 2 million CAN dollars per month for the next 10 years, but you want the organizers to consider if you could take a one-time payout of a less amount. The organizers of the lottery are puzzled and ask why you would want to do that and what kind of amount were you thinking? You don’t have to have an exact number, but more a ballpark number – the lottery organizers want to understand why it may or may not make sense.