Question: The Equal Credit Opportunity Act Jane Thomas applies for automobile financing at Kenwood Cars, Inc., a used-car dealership. The dealership obtains a credit report on her. On the basis of this report, the dealership denies her credit. The manager informs her that she will have to get her husband to cosign her application if she wants dealership financing. She refuses, and sues Kenwood under the ECOA. What was the result and why?