The December 31, 2013, balance sheet of Schism, Inc., showed long-term debt of $1,430,000, and the December 31, 2014, balance sheet showed long-term debt of $1,640,000. The 2014 income statement showed an interest expense of $97,000. (Enter your answer as directed, but do not round intermediate calculations.) Required: What was the firm's cash flow to creditors during 2014?