The Bushra Z. Company supplies bulletin board services to numerous universities and colleges in Canada. Miss Bushra is investigating the desirability of employing a billing firm owned by Jacob M. to do her billing and collections. Because the billing firm specializes in these services, collection float will be reduced by 10 days. Average daily collections are $1,500, and the owner can earn 10% annually (expressed as an APR with monthly compounding) on her investments. If the Jacob M. billing firm charges $150 per month, should the owner of Bushra Z. Company employ the billing firm? Why or why not? (Show Calculations)