The Bruin Stock Fund sells Class A shares that have a front-end load of 5.35 percent, a 12b-1 fee of 0.31 percent, and other fees of 0.97 percent. There are also Class B shares with a 5 percent CDSC that declines 1 percent per year, a 12b-1 fee of 1.4 percent, and other fees of 0.97 percent. Assume the portfolio return is 12 percent per year.
1. What is the value of $1 invested in each share class if your investment horizon is 3 years?
Class A =
Class B =
What if your investment horizon is 20 years?
Class A =
Class B =