Student loans: In 2010, according to the JAVMA journal report, the average educational debt for veterinary school graduates was $133,873. The average starting salary for vets in private practice in 2010 was $67,548. If the vets earning an average salary devote 15% of their salary to paying off their educational debt (making one annual loan payment a year), how many years will it take to pay off that debt if the interest rate on their loans is: 3%: ___17-18__ years 6%: _________ years 9%: ________ years