Smaller banks in recent years have been under intense


Question: Smaller banks in recent years have been under intense pressure from the aggressive competition posed by leading money-center banks, both domestic and foreign. In response bankers serving predominantly local areas have formed associations to represent their interests. What are the names, objectives, and services of these associations?

(See especially America's Community Bankers at www.acbankers.org and Independent Community Bankers of America at www.icba.org.)

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