Securitization is an effective means for banks


Since securitization is an effective means for banks to deal with funding problems, they have an incentive to securitize assets.

Based on your reading, research, and lecture notes develop a 2-3 page paper explaining what this means and how it can affect a bank's liquidity. 

Additionally, be sure to link a bank's liquidity through securitization to the rather recent home mortgage crisis. Close your report by stating your opinion regarding the practice of securitization.  

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