1. A homeowner can obtain a $150,000 thirty year fixed mortgage rate of 7.5% with zero points or at a rate of 7.0% with 2 points. If you keep the mortgage for 30 years, what is the net present value of paying the points?
2. Research the top 5 companies in the home security market and distill the essence for each of their value propositions in 140 CHARACTERS OR LESS (such that both a consumer and a competitor's CEO could discern the differences between these companies, if any.)