Recent economic concerns prompted President Obama to meet with credit card industry executives in April 2009. The national credit card delinquency rate has continued to grow in recent times, and the president, along with Congress, aims to end unfair fees and increases in interest rates. In addition, the president asked that all terms, disclosures, and statements be clear and easy to read for consumers. Confusing terms, often laid out in fine print, are believed to have led to the nation's rising debt and delinquency.