Problem: There are several reasons that you may need to refer a client out, such as: The client is from a particular cultural background that you lack multicultural competence. The client is a convicted rapist, and you were sexually assaulted at one time, and it is still a 'hot spot' for you The client's problems are beyond your skill level and you cannot ethically work with them. All of the above None of the above; you should rarely - if ever - refer clients out to others because it can be damaging to the client. Need Assignment Help?