A game, which costs $5.00 to play, consists of pulling a single card from a standard deck, replacing it & picking again. If you get two black cards, you lose. If you get one black & one red (in any order), you win your $5.00 back. If you get two red cards, you win $8.00, but, if you get two hearts, you win $20.00. (The probabilities require some thought, be careful on winning with red vs. hearts). Construct the probability distribution table and find the expected value.