Problem:
Write a peer response for: If I was a health insurance provider yes I would offer health insurance to risky people. Even though they risky behaviors like smoking and drinking can lead to major health problems. I don't think it's fair to deny someone insurance because of the choices they make. Yes these choices can cause a lot of health problems, which makes insurance more expensive fir everyone. Some people don't always make these choices for no reason. Some people live in areas where healthier for is either to high of cost or hard to get to. Some people who smoke and drink does it because of stress or mental health reason. So it may look like a personal choice, sometimes it's more to the story. Instead of refusal insurance I would offer it to them withboptions on improving their health. For example I would charge more for people who partake in such behavior but I would give discounts to people who take step to live healthier. The health care system in the United States is not perfect. It is very expensive and not everyone have equal access to to care. Many people don't go to the doctor until they? Need Assignment Help?