1. Please provide a financial overview and commentary segment. Specifically, what can you learn from the annual report about each segment? Information disclosed in the annual report about business segments is typically more insightful about the company's product markets than the notes.
2. When speaking about futures contracts specially interest rate contracts, many economic factors come into account to the behavior of prices of such tools. Please explain the main factors that would influence interest rate contracts and why? Then explain how governments and their decisions affect these contracts.