Problem: Financial Planning
Earnestos was an accountant. He had a good job with a major accounting firm with a bright future. He also had a huge spending habit. He had $15,000 of credit card debt and as adding to it each month. His wife didn't know about it and believed that he had placed money each month into a pension plan. She had offered to go to work, but he said it wasn't necessary. Perform a SWOT analysis and make specific recommendations for Earnestos and his wife.
The response should include a reference list. Using one-inch margins, Times New Roman 12 pnt font, double-space and APA style of writing and citations.