Ram Inc can issue a 20 year bond with 6% annual coupon. This bond is not convertible, is not callable, and has no sinking fund. Alternatively, Ram could issue a 20 year bond that is convertible into common equity, may be called, and has a sinking fund. What percentage is the coupon rate that ram would have to pay on the convertible, callable bond?" 6%, greater or less than 6%, or 8%