Software to detect fraud in consumer phone cards tracks the number of metropolitan areas where calls originate each day. It is found that 3% of the legitimate users originate calls from two or more metropolitan areas in a single day. However, 30% of fraudulent users originate calls from two or more metropolitan areas in a single day. The proportion of fraudulent users is 0.0184%.
What is the probability that a given user originates calls from two or more metropolitan areas in a single day?