Many blame the the subprime mortgage melt-down as one of, Financial Management

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Many blame the the subprime mortgage melt-down as one of

Many blame the the subprime mortgage melt-down as one of the primary causes for our on going economic problems. Our text indicated that a great portion of this problem arose from agency problems. OK, lets assign blame. Do you agree with the text? How much blame also should the homeowner bear? What do you think?

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