1- Life's fair
2- Life's not fair
3- Nobody's perfect
4- What goes around comes around
5- How you act in a crisis shows who you really are
6- Love conquers all
7- People learn from their mistakes
8- The only person you can depend on is yourself
9- Money can't buy happiness
10- Miracles do happen
Now start writing your beliefs
Start with prewriting; eventually try to produce a "rough" first draft.