Question 1. If an individual had any past-due payments reported on their credit report, what could they do to minimize the penalties from late payments?
Question 2. If an individual had credit card balances, how could they pay them off as quickly as possible?
Question 3. What steps can you take to improve your credit score?
Question 4. What are the long term and short term effects of credit and debt? What are some ways you can manage personal debt?