Linkup Systems, which provides investors with computerized information about stock prices, is considering the establishment of a lockbox system with its bank. The firm receives daily collections of 2.0 million, and could earn 6% on any funds freed up through faster collections. If the lockbox system can save two days in the collection process, and the firms banker will charge 200,000 per year to operate the lockbox system, is it worth it to establish the system?